The Future of Payments and Commerce Conference 2023, organized by Loveworld Institute of Innovation and Technology (LIIT), themed: leveraging the power of contactless payment for financial inclusion featured experts who delved into fintech, payments, e-commerce, blockchain, and SMEs and their connectivity with contactless payment.
CONVENER
The Future of Payment and Commerce Conference 2025 is more than an event—it’s where the next era of commerce begins.
Whether you're a startup founder, policymaker, tech innovator, financial executive, or an ambitious learner, FoPCC 2025 is your gateway to the insights, innovations, and connections shaping the future of how value moves across the world.
Connect face-to-face with key players from across Nigeria and beyond—founders, VCs, developers, banks, regulators, marketers, creators, and innovators. Build high-value relationships and strike partnerships that move markets.
Gain firsthand insights into the technologies redefining payments and commerce—from AI-driven transactions and decentralized finance to digital identity, sovereign digital currencies, green finance, and commerce in the metaverse.
Join hands-on, expert-led sessions in AI-powered finance, blockchain for commerce, decentralized trade, and more. Leave with the tools to scale your impact.
Be part of closed-door session and open forum where policy meets innovation—shaping Africa’s fintech regulation, cross-border digital identity, and payment inclusion strategies.
Future of Payment and Commerce Conference 2025 (FoPCC 2025)
As anticipation builds for FoPCC 2025, expectations are sky-high. This year’s event will explore:
As global finance races into the digital age, African nations are stepping onto the world stage with the introduction of Sovereign Digital Currencies (SDCs)—government-backed digital money designed to enhance financial inclusion, transparency, and monetary control.
Nigeria’s policy direction for a robust and innovative payment ecosystem
•Regulatory frameworks that balance innovation, security, and financial stability
•The integration of Nigeria’s payment systems into the global digital marketplace
•The role of the eNaira, open banking, and interoperability in cross-border commerce
The balance between innovation, regulation, and public trust, including data privacy, infrastructure readiness, and adoption strategies.
In a world that’s increasingly connected yet financially fragmented, cross-border payments remain one of the most expensive, slow, and inefficient parts of global commerce—especially in and out of emerging markets.
How new rails like blockchain, stablecoins, and CBDCs are simplifying international payments.
The role of fintechs and decentralized platforms in reducing costs, delays, and currency conversion frictions.
The promise of interoperable payment systems that link Africa to global markets—fueling trade, tourism, diaspora remittances, and entrepreneurship.
Regulatory pathways for compliant, secure, and scalable cross-border financial ecosystems.
As the boundaries between the physical and digital worlds dissolve, a new dimension of commerce is emerging—immersive, interactive, and personalized.
Personalization at Scale
How financial services and payment platforms are shifting from generic offerings to tailored experiences that align with customer lifestyles (e.g., Gen Z, professionals, entrepreneurs, SMEs).
Seamless Living Through Payments
Embedding finance into everyday routines: transport, shopping, entertainment, healthcare, travel, and housing.
Frictionless payments across physical, digital, and metaverse spaces.
Customer-Centric Innovation
Redefining success beyond transactions to customer satisfaction, loyalty, and emotional connection.
Building trust through transparent, simple, and intuitive experiences.
In today’s fast-evolving digital economy, convenience, speed, and seamlessness are no longer luxuries—they're expectations. As we move toward a frictionless world, invisible payments—transactions that happen automatically in the background—are redefining the consumer experience.
How IoT, biometrics, wearables, and embedded finance are enabling tap-free, click-free, and cardless transactions.
The shift from physical money to the Internet of Value—a system where value moves as effortlessly as data across global platforms.
The infrastructure required for real-time, borderless, and interoperable payment ecosystems.
Implications for privacy, regulation, user trust, and Africa’s participation in this silent revolution.
As global financial systems accelerate toward automation and hyper-efficiency, Quantum Finance and AI-driven transactions represent the next frontier in how value is predicted, protected, and processed.
The rise of autonomous financial agents making split-second, intelligent decisions across digital commerce ecosystems.
The integration of AI and machine learning in real-time payment flows, fraud detection, and personalized financial services.
What this means for banks, fintechs, and regulators in Africa and the global South.
Addresses financial inclusion — especially for the unbanked and underbanked populations.
Explores how AI, blockchain, and alternative data are redefining credit scoring.
Highlights cross-border credit systems and their impact on trade, entrepreneurship, and diaspora communities.
Opens dialogue between fintech innovators, banks, regulators, and credit bureaus.
The Financial Inclusion Imperative in Africa
Unbanked/underbanked Africans.
Unlocking prosperity through accessible payment systems.
Payment Orchestration as a Game-Changer
Unifying fragmented payment rails (banks, mobile money, fintechs, digital wallets).
BNPL (Buy Now, Pay Later) as an Inclusive Credit Model
Expanding consumer purchasing power.
Democratizing access to goods, education, healthcare, and services.
Providing alternative credit where traditional lending fails.
Driving Commerce, MSME Growth & Digital Trade
Empowering small businesses with flexible payment acceptance.
At FoPCC 2025, we bring together the brilliant minds and bold voices shaping the future of payments and commerce across Africa and the globe. From tech trailblazers to financial regulators, innovation leaders to digital entrepreneurs, our speakers are at the forefront of transformation.
At FoPCC, we proudly collaborate with visionary organizations who share our passion for innovation, financial inclusion, and the future of commerce. Our event is made possible through the strategic support of forward-thinking brands, development agencies, fintech leaders, tech giants, and government institutions who believe in shaping tomorrow’s economy—today.
Amplify your brand on a continental and global stage
Connect with decision-makers, founders, investors, and policymakers
Showcase your solutions at our Expo Arena and Innovation Vault
Influence conversations that shape Africa’s digital payment ecosystem
"FoPCC is the one place where innovation meets impact. We connected with partners, investors, and policy shapers—all in one space. It's a must-attend for every fintech founder in Africa."
“FoPCC was a game-changer for us. The conversations around seamless payments and embedded finance validated everything we’re building at TAP. We left with real leads, real insights, and improved vision.”
“FoPCC is the one place where innovation meets impact. We connected with partners, investors, and policy shapers—all in one space. It’s a must-attend for every fintech founder in Africa.”
Oriental Hotel, Victoria Island, Lekki-Epe Expressway, Lagos, Nigeria
3 Lekki - Epe Expy, Victoria Island, Lagos 106104, Lagos
Have questions about FoPCC 2025? Whether you’re looking to register, partner, exhibit, or speak—we’re here to help.
📞 Call/WhatsApp: +234 706 109 3238
📧 Email: info@thefutureofpaymentandcommerce.ng
📱 Instagram / X: @future_payment
📘 Facebook: The Future of Payment and Commerce
Let’s shape the future of payment and commerce—together.
